Every retirement journey is unique.
Whatever your vision is for your retirement, you can make sure it's achievable by getting your finances right beforehand.
Reaching your retirement goals
Our experts know that achieving your dream retirement is no small feat. That’s why we’ll help you create a tailored retirement plan as part of your wider financial planning needs, so you can rest easy that your future looks as you want it to.
Normally, your retirement income will depend on the type of lifestyle you want when you stop working. Whatever your aspirations, be it travelling or spending more time with your loved ones, we’ll help you to plan your retirement so that you get the most from your pension in way that maximises tax-efficiency. This means you can relax and enjoy the retirement you want.
Creating the right pension strategy for you
As from April 2027, when you die the unused element of your pension will form part of your estate, which means it may become liable to Inheritance Tax (IHT). This in turn could significantly increase your estate’s exposure to tax, which could reduce the amount of wealth you could then leave to loved ones.
Understanding how to create a retirement fund that could support your lifestyle when you stop working, while minimising its exposure to IHT, is an essential part of the planning process.
Our experts help you with retirement planning in a number of ways:
- work out how much you’ll need for your ideal retirement
- help you maximise pension tax relief
- utilise savings and other investments to boost your retirement pot
- advise on pension consolidation so you know how much you have – and where you have it
- explain retirement income options above and beyond a pension
- help reduce your pension’s future exposure to IHT.
Talk to a trusted expert
The first step to planning for your ideal retirement is speaking to someone who knows how to get you there.
Your initial meeting is free, to discuss your retirement plans and answer any questions you may have