As the days get longer and warmer, many of us carry out a traditional ‘spring clean’ on our homes and gardens. It is a good time to look at our money as well, especially with the prospect of a new tax year in sight.
ISAs used to come in just two flavours: cash and stocks & shares. Now we have an array of choices over which of many types of tax-free wrapper to choose. We take a look into what is available to you.
The Chancellor of the Exchequer, Jeremy Hunt, presented his 2023 spring budget, in which in he announced several measures that will influence our personal finances. Here are some of the most significant.
With interest rates rising and the cost-of-living crisis squeezing everyone’s income, what is the outlook for property prices for the rest of 2023? Here’s a round up of where we are now and forecasts for the future.
The Bank of England has raised interest rates again in a bid to control inflation. Rates are now at four per cent, up 0.5 percentage points and at a 14-year high. Some experts believe that rates may now rise more slowly than had previously been expected.
Capital Gains Tax is levied when you dispose of an asset that you own and make a profit. The rates you pay can be quite high – up to 28 per cent of the gain you’ve made, so it is sensible to understand how it works so that you can make use of the allowances that help you to pay less of this tax, resulting in you keeping more of your gains.
Recent research shows that more than a fifth of us has mental health difficulties directly caused by money problems, while the cost-of-living crisis means that many more of us will find that money has an impact on our wellbeing. Here are some ways to help yourself and others by talking about money.
With little time to go before the Self-Assessment tax deadline, it is crucial that if you have not filed your return yet, that you get on with it to avoid a £100 penalty. Here are five tips for completing your tax return as efficiently as possible in these final days.
Whether you are a saver, an investor or someone with a large mortgage (or all three), your finances will be affected by the direction of the Bank of England base rate this year. So, what are rates predicted to do in 2023, and how will it affect your money?
